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Rescue your family from the lie that debt is acceptable

Saturday, January 20, 2018, 8:32 am | Randy Thomasson

PROBLEM: We’re raising a whole generation that thinks debt is acceptable.

SOLUTION: We can teach children to be financially wise. Then they’ll “own” money instead of money “owning” them.

Does it concern you that the average U.S. household with credit card debt owes $15,654? Or that average households with car loans owe $27,669? Or that the average household with student loan debt owes $46,597?

And how about the sad fact that nearly 7 in 10 Americans have less than $1,000 in savings? When an unexpected need arises or an emergency hits, they’ll suffer hardship and loss.

You know, we can’t blame all of this on big government that taxes us too much or stupid government that depresses jobs and the economy. No, a strong, personal ethic on money, work, and savings is the key, and it’s developed young.

That’s why I urge you to train your children and grandchildren to have a right view of money, work, their needs, and their identity. Let me tell you how I was trained:

1. Money: When I was a child, I had to earn money by doing daily and weekly jobs around the house and yard. My small allowance was “payment,” and I knew it. Later, when I was earning more money, I got a small bank account and began socking away monthly income. Saving money and enjoying work eventually enabled me to buy a piano with cash at age 17 (and now I play the piano and compose for several minutes most evenings).

2. Work: At age 8, I began delivering newspapers two days a week with my older brother. I had to go to bed on time to get up early to fold and rubber-band papers and then get lots of exercise riding my bike and slinging papers onto people’s porches and driveways. Within a year, I got my own paper route. Looking back, it taught me industry and perseverance. And I hardly ever viewed work as bad, but learned to experience work as a good thing.

3. Needs: I’m a son of an expert “garage-saler,” and Mom bought used clothes for us mostly. Except for shoes, nearly all my childhood clothes came from garage sales and thrift stores. To her credit, Mom even bought used underwear for us boys, washing them in very hot water with bleach. All our material needs were met. I never had an electronic toy, but read books and played in the backyard and the street. Did I lack financially? No. But why, oh why, do I hear mothers in stores asking their children “What do you want?” Those careless words blur the line between needs and wants in a child, and train children to be selfish and foolish. Needs versus wants is a regular financial discussion in frugal homes. Today, I try to buy less than I need in order to avoid materialism and waste.

4. Identity: I didn’t learn my true identity in Jesus Christ until adulthood when I studied and believed God’s word. Over the years, lots of suffering and various “identity tests” have helped refine me (and I still have lots of room to grow). So today, I’m not very tempted to find my identity in money, possessions, status, race, or other people’s opinions. Instead, I want an identity that’s willing to be tortured and die for Jesus, if necessary. I want to “lose my life for His sake,” to be His obedient child and faithful servant, who loves Him and loves people, and to bear as much fruit as I can. Have you learned what I’ve learned, that avoiding a worldly identity will help you to be both frugal and generous?

To be completely candid, I’m so frugal today that I don’t have any car loans, no credit card debt, have clothes that are several years old, and have a goal of reaching half a million miles on my car. Am I weird? Perhaps. Am I financially stupid? No, I’m free from financial bondage. And along the way, I’ve learned more wisdom whenever I’ve repented of my foolishness and pride.

Check this out — here are my four-year-old shoes that I finally replaced with the exact same “model.” I put my shoes through the wringer! And I’m going to use a healthy insert to make the new shoes last as long or longer.


Hopefully, what I’ve shared will you encourages you to raise your children — and influence your grandchildren — to be hard-working, thrifty, debt-free adults. Building good character in regard to money, including teaching children that God owns it all, will pay you “dividends” as you watch your little ones grow and thrive.

Here’s a powerful way to teach your children that “money comes from work and about the importance of giving, saving and spending.” I encourage you to seize this opportunity!

The Joy of Work: As parents we must communicate to our children not only the necessity of working (Proverbs 13:4; 14:23), but also the benefits (Ephesians 4:28b). We make a terrible mistake if all we are able to instill in our children is an appreciation of employment for the sake of acquiring things (Proverbs 16:26). Work like everything else ordained of God is intended to affect our character. What we must communicate to our children is the “good” in work and the joy that it brings.
Teaching Values: A Work Ethic

The good, the bad, and the ugly in California

Monday, January 15, 2018, 11:15 am | Randy Thomasson

One the best Westerns ever made was 1966’s “The Good, The Bad, and The Ugly.” It starred Clint Eastwood, Eli Wallach, and Lee Van Cleef.

Here in 2018, you deserve to know “the good, the bad, and the ugly” about life in California and your prospects to do good. Here’s how I see it:

THE GOOD

1. Your chance to repeal the gas tax and DMV fee hikes: There’s a pretty good chance you’ll get to vote in November to repeal the unnecessary and corrupt gas tax and DMV fee hikes with a state constitutional amendment. This one has solid language and is currently gathering signatures. If approved, it will protect your family’s money and and trump the Governor, the Legislature, and the state Supreme Court.

2. Your chance to elect a family-friendly governor (and other state and local officials — it’s an election year and that’s good!): The major candidates for California Governor are currently 4 Democrats and 3 Republicans. If you want a mostly conservative governor, you’ll have that chance if you work to help your favorite candidate get elected. But for one of the Republicans to make the November run-off, I believe it’s necessary for other 2 Republicans to step aside.

And all the other statewide offices in California are up for grabs — Attorney General, Lieutenant Governor, Controller, Treasurer, State Superintendent of Public Instruction, and Insurance Commissioner. Add to this all 53 U.S. congressional seats in California, all 80 state Assembly seats, 20 of the 40 state Senate seats, and city and county and special district elections. What’s more, there will be statewide and local ballot measures.

Bottom line, if you want to change your government, get excited about the possibility of positive change this election year! Think lovingly, responsibly, and actively. Contact your favorite candidates to volunteer yourself and your family for half a day, at their campaign offices or in your neighborhood.

(SaveCalifornia.com provides the above information solely for educational purposes and does not support or oppose candidates for public office.)

3. This might be the year we get religious freedom for wedding-related businesses and pro-life property rights for crisis pregnancy centers:

At the United States Supreme Court is the all-important case of a Christian baker who went with his religious freedom and obeyed God by not promoting a homosexual “wedding.” The fact that at least four justices took this case means at least four affirmative votes in 2018 for the First Amendment (you won’t find homosexuality anywhere in the Constitution). The deciding vote, Anthony Kennedy, seems newly concerned about religious freedom being trampled by homosexual “marriages.” Increasing our chances for a victory is there weren’t even four votes on the high court to accept a Mississippi case from the Left arguing that homosexuality was more important than religious freedom.

And for California pro-life crisis pregnancy centers, there is real hope to see the unconstitutional AB 775 overturned. This 2015 edict of the Democrat politicians required pro-abortion signage in the lobbies of pro-life clinics. At its core, forcing pro-abortion messages at pro-life centers forces them to say what they don’t wish. It’s compelled speech, a direct violation of the First Amendment to the U.S. Constitution, which reads in part, “Congress shall make no law…abridging the freedom of speech.” A similar guarantee is mirrored in the California Constitution.

Now at the U.S. Supreme Court to be heard this Spring, I believe AB 775 has a good chance of being ruled unconstitutional; in the meantime, no crisis pregnancy clinic should post pro-abortion messages. SaveCalifornia.com was privileged to help find plaintiffs for a companion case “lobbying” the high court to take up this vital appeal.

THE BAD

1. More unnatural, tyrannical pro-transsexuality laws: If you’ve been tracking with SaveCalifornia.com over the past year, you know that the Democrat politicians in Sacramento (plus a handful of anti-family “Republicans”) imposed on you new laws that take away your religious freedom, free speech, and ownership rights. In effect today is SB 219, which forces California care facilities to do things the transsexual way, or face fines, closure, even jail time. Another anti-family law that will further confuse children is SB 179, which creates a non-existent 3rd “sex/gender” called “nonbinary.” In September 2018, California birth certificates must have this option; then, in January 2019, the DMV will begin issuing “nonbinary” licenses to anyone who requests one. These new laws defy reality, logic, and fairness, and they spit in the face of Creator God who made people either male or female.

ACTION: If you know of a church-based or religiously-organized long-term care facility, please contact SaveCalifornia.com at 916-265-5650. The tyrannical takeover of religious care homes by SB 219 deserves a First Amendment lawsuit in federal court.

2. Legal marijuana being sold commercially in California: Under California’s foolishly-approved legalization of full-blown marijuana (Proposition 64 in November 2016), commercial sales of pot to adults ages 21 or older kicked in this New Year. Of course, any 21-year-old who wants to make a buck can buy the junk and resell it at a premium to high schoolers. In Colorado, after highly-potent, mind-altering marijuana was legalized only for adults in November 2012, the rate of children using it skyrocketed.

As SaveCalifornia.com explains on our MarijuanaHarmsFamilies website, the Liberal Left wants the next generation to think it’s “normal” to “get high.” Studies show marijuana is a gateway drug to cocaine and meth. Teens and young adults are especially at risk from today’s potent, mind-altering marijuana, which can permanently damage their developing brains and young lungs. If pot is legalized, your health and auto insurance will likely cost more because increased addictions, accidents, and drug rehab will burden all Californians. “Drugged driving” will become commonplace. It will be a new “right” to get high on marijuana at work, even in transportation jobs. Marijuana legalization means cities and counties can OK selling pot in grocery stores and permit marijuana operatives to buy thousands of acres of farmland.

Now, the good news is the Trump Administration has announced it will combat the legalization of marijuana in California and a handful of other states. Federal law says the truth — that marijuana is harmful and illegal. On January 4, U.S. Attorney General Jeff Sessions ordered federal attorneys (there are 4 U.S. attorneys in California and Sessions is hiring more) to enforce the federal law. This hopefully will mean shutting down commercial growers and sellers of marijuana in California. For the sake of children’s minds, bodies, and souls, please join me in hoping and praying that this will indeed happen.

3. More illegals in California than ever: It’s getting downright dangerous now that California’s new “sanctuary state” law is being implemented. The Democrat politicians’ new pro-illegal-alien policy places sharp limits on how state and local law enforcement agencies can cooperate with federal immigration authorities, placing California squarely and provocatively in conflict with President Trump and his calls to deport millions of undocumented immigrants.” Get it? Illegals who are career criminals will not be turned over to the feds but will be released “to go back out into the community, and people are going to be victimized.”

What’s the big picture? The Democrats in charge of California have been using all the magnets at their disposal to attract people to illegally cross over from Mexico. Invaders get virtually all the benefits of U.S. citizenship, including California driver’s licenses and government welfare, with zero legal need to learn English. Today, there is hardly any distinction or benefit of being a citizen versus a non-citizen. Illegally crossing the border has been rewarded with money, so it’s no surprise that, in 2014, California had at least 2.35 million illegal immigrants.

If the Trump Administration comes in strong to rid California of illegal-alien criminals, that would be a very appropriate use of federal power on a matter of national security in the rogue state of California. Immigration and Customs Enforcement (ICE), under the Department of Homeland Security, needs to get busy!

THE UGLY

1. Man-made wildfires and mudslides are the result of political neglect: The 9,133 separate wildfires in California in 2017 were not caused by lighting from the sky, but caused by negligent, unloving, or evil human beings. And the Democrat politicians in control of California government are permitting it.

Governor Jerry Brown labels California’s late-season wildfires “the new normal” and is publicly blaming “climate change” for this fall’s rapid spread of wildfires, while ignoring any cause of whoever or whatever ignited the flames in the first place.

Democrat politicians in Sacramento are asleep at the wheel. There have been decades of destructive wildfires in California, but the Democrats still haven’t passed good laws, such as requiring a wide swath — a “no burn zone” — between hillside brush and the houses beneath them; buying many more helicopters and jet planes to compose a quick-response, water-dropping “air force”; or announcing big fines for evil or negligent people who set or spread wildfires.

And beyond “downed power lines” that might have caused the big Santa Rosa fire in October, the Democrat politicians have refused to call on perpetrators to be identified and punished, when dozens of fires in October, November, and December “coincidentally” happened all at once. Wind doesn’t cause fires — people do, and there are enough evil young people in California who gain false significance by lighting fires on windy days. Yet as it is, Jerry Brown and the ruling Democrats are ignoring reality and are shunning the important warning that generations have heard from Smokey the Bear: “Remember, only you can prevent forest fires.” See more in my January 10 blog.

2. California has nearly the highest rate of sexually-transmitted diseases in the nation: The latest CDC statistics from September 2017 are described and linked here: “The problem is particularly severe in California, which has the nation’s second-highest rates of congenital syphilis. In 2012, 35 babies were infected. Last year, there were 206. “The number of reported STDs in California is increasing at a concerning rate,” Dr. Karen Smith, director of the California Department of Public Health, said in a statement Tuesday. “This is the third year in a row that we have seen increases in chlamydia, gonorrhea and syphilis.”

This is crisis affecting California youth! All of you who know your history or your Bible know that debilitating and even fatal STDs were rare when God’s biblical values of chastity until man-woman marriage and monogamous fidelity within marriage were embraced as the cultural norm. And there was a time when homosexuality and transsexuality, which spread STDs the most, was avoided by the wide majority of people. Oh, the protection and benefits of obeying God’s commands!

ACTION: In your own family and church, please shepherd children’s hearts so that they willingly embrace sexual purity. Here’s a great resource: “Prescriptions for Parents”

3. Nationwide, most who were raised in the Church leave “faith” behind upon adulthood: Why? The government schools’ deceptive lies against God’s existence and miracles have been very successful. The major objections of young adults who abandoned their Protestant or Catholic faith are caused, in part, by the following: Unscientific “evolution” which claims there is no Creator or Sustainer; lack of belief that miracles have happened and can still happen; lack of critical thinking in the Church; no answers to hard questions about God and the Bible; lack of comprehensive bible study; lack of consistency in parents’ faith; and dissatisfaction with the “God is in control” mantra in the face of evil and tragedy.

ACTION: Prioritize teaching apologetics — WHY to believe WHAT you believe — to every family and every youth group within your church. Free videos | “I Don’t Have Enough Faith To Be An Atheist” | More free ideas

Korean War Veterans Memorial, Washington, D.C.

All California charter schools are pro-transsexuality

Wednesday, September 6, 2017, 10:00 pm | Randy Thomasson

Have you heard about a charter school in the relatively conservative community of Rocklin, California that’s pushing transsexuality as normal to kindergartners?

While moral parents, especially the parents of young children enrolled in this particular public school, are shocked and angry, the fact is, since SB 777 went into effect in 2008, every charter school in California has been legally required to support — thus promote — homosexuality, bisexuality, and transsexuality in their enrollment, hiring, and school policies.

Why, you ask? Because charter schools are indeed “public” (government-controlled) schools, they must abide by State laws, and most of the homosexuality-bisexuality-transsexual agenda laws in the California Education Code apply to them since every California charter school is “an educational institution that receives, or benefits from, state financial assistance.” Even the liberal, pro-transsexuality principal of the Rocklin Academy knows this.

California Education Code excerpts that apply to all California public schools, including charter schools:

210.7. “Gender” means sex, and includes a person’s gender identity and gender related appearance and behavior whether or not stereotypically associated with the person’s assigned sex at birth.

212.3. “Religion” includes all aspects of religious belief, observance, and practice and includes agnosticism and atheism.

212.6. “Sexual orientation” means heterosexuality, homosexuality, or bisexuality.

220. No person shall be subjected to discrimination on the basis of disability, gender, nationality, race or ethnicity, religion, sexual orientation, or any other characteristic that is contained in the definition of hate crimes set forth in Section 422.55 of the Penal Code in any program or activity conducted by an educational institution that receives, or benefits from, state financial assistance or enrolls pupils who receive state student financial aid.

[Section 220 was updated, effective 2012, with transsexuality, cross-dressing, and “sex changes,” specifically written into the law as “gender identity” and “gender expression”: No person shall be subjected to discrimination on the basis of disability, gender, gender identity, gender expression, nationality, race or ethnicity, religion, sexual orientation, or any other characteristic that is contained in the definition of hate crimes set forth in Section 422.55 of the Penal Code in any program or activity conducted by an educational institution that receives, or benefits from, state financial assistance or enrolls pupils who receive state student financial aid.

51500. No teacher shall give instruction nor shall a school district sponsor any activity that promotes a discriminatory bias because of a characteristic listed in Section 220.

[Also in 2012, California Penal Code 422.56, to which Education Code Section 220 is tied, was updated to include “gender identity and gender expression”:
(c) “Gender” means sex, and includes a person’s gender identity and gender expression. “Gender expression” means a person’s gender-related appearance and behavior whether or not stereotypically associated with the person’s assigned sex at birth.
(h) “Sexual orientation” means heterosexuality, homosexuality, or bisexuality.

So when a charter school teacher opened two pro-transsexuality books and read them to kindergartners, confusing and alarming them, it wasn’t only legal, but some would say it’s legally required. Because to not speak positively about all these sexual behaviors can be judged as “promoting a discriminatory bias.”

For whenever liberals — including liberals who are teachers and principals in irreligious, secular charter schools — see the words “discrimination, harassment, intimidation, and bullying” in the law (Education Code, Section 234.1), they regard anyone who opposes transsexuality, cross-dressing, and “sex changes” as a bigot, a harasser, and a bully, and they say the law’s against you, against your values, and against your so-called free speech.

Thus, the homosexual-transsexual activists, Democrat politicians, and government schools combine to snuff out your parental rights, your constitutional rights, and your God-given right of conscience. Does this concern you?

So realize that even though California charter schools look, operate, and perform differently from the regular government schools, they are more alike than not — they both operate under the same state laws promoting unnatural, unhealthy, unbiblical, tyrannical homosexuality and transsexuality to children as young as kindergarten. They aren’t and cannot be made “parent friendly.”

The obvious solution to this big problem and a raft of other anti-child laws in the government schools is to permanently remove your boys and girls from these dysfunctional, nonacademic, godless government indoctrination centers and give them a real education — academically, morally, socially, and hopefully, spiritually — in home schools or Biblical church schools. See how to rescue your child with the help of SaveCalifornia.com

If you’re still on the fence about whether transsexuality is good or bad to teach to children, realize that the politically-correct Centers for Disease Control has quietly reported that transsexuality has the highest HIV/AIDS rate in the United States. Please also see SaveCalifornia.com’s Science of the Sexes fact sheet and our Not Born This Way information.

CDC statistics show how men who delude themselves to think they’re women have an HIV transmission rate TRIPLE that of homosexual men (2.7% vs. .09%):
“Transgender people, particularly transgender women, are vulnerable to HIV infection. Available evidence suggests that, in relation to their population size, transgender women are among the most heavily affected populations in the United States … Meta-analyses and literature reviews of available studies provide evidence of the effects HIV has taken on the transgender community. In a recent analysis of CDC-funded HIV testing conducted nationwide, transgender women had the highest rates of HIV diagnoses (2.7%), followed by men (0.9%), transgender men (0.5%), and women (0.2%).” HIV and Transgender Communities, CDC Issue Brief, September 2016

At least 63% and as much as 91% of HIV/AIDS infections transmitted by “male-to-male sexual contact”:
“Approximately 1.1 million persons in the United States are living with HIV infection [1]. In 2010, the estimated number of new HIV infections was 47,500: of those, 63% were attributed to male-to-male sexual contact, 25% to heterosexual contact, 8% to injection drug use, and 3% to male-to-male sexual contact and injection drug use [2]” [Note: According to this CDC report, “All the participants had at least 1 male sex partner,” including those males who “self-identified as heterosexual”] CDC, HIV Surveillance Special Report: Men Who Have Sex with Men, 20 U.S. Cities, 2011